Why Tyche
A composable core that turns change into an advantage
Traditional cores lock you into slow releases and rigid products. Tyche gives you a shared cloud platform you can configure, extend, and upgrade without waiting on a multi-year replacement.
Go live in months, not years
Launch with a ready-to-configure platform instead of building a core in-house. Prebuilt product engines and documented APIs cut project delay and time-to-value.
Configure any product
Create, launch, and manage lending and deposit products from a shared configuration layer — without rewriting the engine every time the market moves.
Open by design
Every function is exposed through APIs. Connect current and planned fintech partners with synchronous and asynchronous interfaces your engineers can ship against.
Real time, no batch
The ledger is always current. Stream rich data out through APIs so customer, finance, and risk teams work from a single source of truth.
Composable banking
Nimble. Powerful. Customisable.
Tyche focuses on composable banking because inflexible cores cannot keep up. On a cloud-native engine, you combine independent components and services to create custom lending and deposit solutions precisely when you need them — whether you are building a new bank or taking existing services digital-first.
- Shared platform layer, upgraded for every client
- Independent lending and deposit engines
- Centralised ledger across products and currencies
- Continuous integration support for your teams
Capabilities
What you get with Tyche
A flexible infrastructure, specialised engines for lending and deposits, and an always-on ledger your teams can report from in seconds.
Lending engine
Any loan product, configured around the customer
Banks, fintechs, retailers, and corporates can build offerings tailored to real demand — from embedded finance, buy now pay later, and mortgages to SME lending and purchase financing.
Deposit engine
A dynamic core for deposit-based offerings
Power current accounts, savings, wallets, prepaid cards, and more. Build a bank from scratch or take existing deposit products digital-first for institutions of every size.
Flexible infrastructure
Unparalleled product configurability and personalisation. Clients share a platform layer we upgrade regularly, at no extra charge.
Reporting
A centralised ledger as the single source of truth. Spool customer, financial, loan, organisation, regulatory, deposit, and system reports in seconds.
API first
Synchronous and asynchronous APIs expose all functionality, so you can connect current and planned fintech solutions without waiting on the core.
Realtime
No batch processing. The ledger is always available, streaming rich data through APIs as events happen.
Solutions
A core for every financial service model
From challenger banks to established institutions, Tyche is built to support the operating model you have — and the one you are moving toward.
Fintechs & neobanks
Give industry newcomers the tools to meet evolving demand and operate to global standards — without assembling a core from scratch.
Microfinance banks & SACCOs
Banking and payment functions on one platform, with intuitive back-office interfaces and documented APIs to help you grow the customer base.
Omnichannel banking
Integrate payment messaging channels such as NIBSS, ISO 8583, POS, and bill payments so you can reach more customers across every rail.
Commercial banks
Transform existing books into digital-first products. Configure sophisticated lines of funds across products and denominations from one ledger.
Embedded finance
Stand up BNPL, purchase finance, and partner-originated lending without waiting on a rigid core release cycle.
Credit unions & building societies
Take member deposits digital-first with a deposits engine that can power wallets, prepaid cards, and traditional savings products together.
FAQ
Answers about the platform
A short briefing on how Tyche is deployed, extended, and operated. For implementation detail, talk to the team or read the API documentation.
Talk to usWhat is Tyche?
Tyche is a composable, cloud-native core banking platform. It gives banks and fintechs independent lending and deposit engines on a shared platform layer, with a real-time ledger and APIs for every function.
Can we migrate or launch in phases?
Yes. Because the platform is modular, you can start with lending, deposits, or a specific product line and expand as priorities change — without locking into a single rigid release.
How customisable is the product layer?
The configuration layer is designed for product teams. You can create and manage a wide range of financial products, then personalise them without forking the core.
Is everything available through APIs?
APIs expose all functionality inside Tyche, with both synchronous and asynchronous options. Your developers can connect existing systems and planned fintech partners through documented interfaces.
Does Tyche process in real time?
Tyche operates in real time, with no batch processing. The ledger stays available and streams rich operational data through APIs as activity happens.
Next step
Which part of your core is slowing progress today?
Tell us what you want to launch. We will show you how Tyche configures it — and how quickly you can go live.